FHA Loans: Home Financing with Looser Requirements

An FHA loan allows borrowers to buy a home or refinance with less stringent financial requirements. If you have a lower credit score, debt, or even a bankruptcy on your financial record, you still may be able to qualify for an FHA mortgage. Let’s take a closer look at...

Top 5 Tips to Improve Your Credit Score

When it to comes to mortgages, your credit score is a critically important factor on whether or not you will be approved for a loan, and the interest rate and terms for which you will qualify. Good credit is more likely to secure a loan with favorable terms and...

The Do’s & Don’t for Financing a Home

Before applying for a mortgage, whether it’s a purchase loan or refinance, there are some critical Do’s & Don’ts to keep in mind. Following these tips can help you qualify for a loan with the best rates and prevent delays in the approval process....

Achieving Homeownership with a HomeReady Loan

Homeownership is the American dream, but for some people, it is harder and takes longer to achieve due to less than perfect credit, lack of money saved for a down payment, and other roadblocks that many individuals face. For those borrowers that may not be eligible...

What is a VA Loan and Do You Qualify?

If you are a veteran, active military member, or a spouse of a deceased veteran, you may be eligible to purchase a home or refinance with a VA loan. This loan program comes with many benefits over a conventional mortgage, and it’s designed to help those who have...