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Mortgage Rates

Mortgage rates are what make homebuyers say “Great!” or “Let’s wait.”

Mortgage rates are volatile and can adjust up or down each day. They are dependent upon the current state of the economy, federal bond activity and inflation. These are just a few of the factors impacting interest rates.

A lower interest rate results in lower monthly payments. Even a 1% difference in your mortgage rate can save you a large sum of money each year.

The rate you’re offered on your home loan is dependent on the factors listed above, as well as your credit score, loan amount, type of loan and how much money you’re able to put toward closing costs.

Certified Veterans Lending Specialist!

In appreciation for your service, we provide up to $600 in credit toward appraisal costs at loan closing to Veterans.

VA Loans

Conventional Loans

FHA Loans

10 to 30 Term Mortgages

Why choose Cross Timbers for your mortgage needs?

Whether you’re a first-time homebuyer, buying an investment property, want to remodel your home, or would like to refinance, Cross Timbers Mortgage offers a wide range of financing solutions designed for various borrowing situations.

Our portfolio of loan products includes:

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Conventional Loan

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FHA Loan

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VA Loan

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USDA Loan

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Jumbo Loan

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Reverse Mortgage

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Non-QM

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Home Renovation

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Fixed Rate Mortgage

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Adjustable Rate Mortgage

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All-in-One Specialty Mortgage

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10 to 30 Year Term Mortgages