Our simple loan process begins with a focus on your needs. Then we present different options which best fit your situation.

Cross Timbers Mortgage specializes in home loans in Oklahoma and Florida. Our services go beyond just the products we offer: education, training, and building strong relationships within the mortgage industry are also what we focus on, allowing us to bring the most value to our customers.

The goal is to provide the best guidance, speed, and efficiency in every loan we process, from application to closing. We are your trusted loan experts that you can rely on to help make your dreams of home ownership come true.

Our straightforward loan process starts with you communicating your needs, while we listen. Then we move forward with your financing, striving to exceed your expectations every step of the way. This includes consistent response times, clear communication, while doing what we say we will do. This is how we conduct business with our customers and how we work together internally within our organization.

If you are looking to purchase a new home, refinance an existing mortgage, remodel your house, or consolidate high-interest debt, you can count on Cross Timbers Mortgage to come through with financing options that fit your needs.

Meet the Cross Timbers Mortgage Team

Chad D Caplinger
Chad D Caplinger President

Robert Griffith
Robert Griffith Loan Consultant


Kim Caplinger
Kim Caplinger Operations Manager
Debbie Gage
Debbie Gage Production Team Lead