“Site” refers to this Internet web site (www.crosstimbersmortgage.com) and its related services. “You” or “User” refers to a registered user of this Site. “Cross Timbers Mortgage” or “We” refers to Cross Timbers Mortgage.
This Site contains links to other sites
Cross Timbers Mortgage is not responsible for the privacy practices of the content of any other Web sites to which We link or to which We are linked. We encourage You to read the posted privacy statement whenever interacting with any web site.
The Work Space
This area of the Site is for the benefit of Users. The private and shared Workspace areas of the Site help to facilitate communication and the exchange and sharing of information.
We are required by law to verify the information that you provide to us but We greatly appreciate your honesty in accurately representing your financial information, history and ability to repay any current or future credit obligations.
Automatically Gathered Information
As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to Users Nonpublic personal information. However, We can and will use IP addresses to identify a User when We, in our sole discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of Use or to protect our service, Site, customers or others.
With Affiliates of Cross Timbers Mortgage
We do not share your information with affiliates.
With Third Party Service Providers, Joint Marketers and as Otherwise Permitted by Law:
We may work with non-affiliated companies or organizations to provide services on our behalf in connection with obtaining approval for your loan or to provide you with opportunities to buy products or services offered by us or jointly with other financial institutions.
As a result, we may disclose some of the information that we gather from you. For your protection, we require that these companies keep all personal information confidential.
We also may disclose some or all of the information that we collect as permitted by law. For example, we may share personal information:
- With regulatory authorities and law enforcement officials
- To protect against fraud
- To report activity to credit bureaus
- To respond to a subpoena
You may opt out, that is, you may direct us not to share your information, by emailing us at firstname.lastname@example.org.
We use nonpublic personal information for our own internal purposes including contacting You via email to inform You about updates to our services and providing You with other information that we deem necessary.
We reserve the right to disclose your information as required by law. We do not rent or sell our Users nonpublic personal information to third parties.
At this time, we do not display banner advertising on our site, but we may send You email communications including information that we think may be of interest to you. You may opt out of receiving these promotional email communications at any time by sending an email to email@example.com
Demographic Information, Surveys, and Contests
The demographic information that Cross Timbers Mortgage collects in the registration process and through online surveys may be used to help us improve our services to meet the needs and preferences of our Users.
This may include targeting advertising to You about our services. Information we gather through a contest may also be disclosed to third parties as necessary for prize fulfillment and other aspects of any contest or similar offering.