Why Now is the Time to Buy Your New Home

The sky is falling, the sky is falling. This is what many would have you believe when it comes to rising interest rates while looking to purchase a new home. Here are a few things to consider instead of the “woe is me” attitude and why now is the time to buy your new...

Step-By-Step Loan Process Explained: What to Expect

When you’re ready to buy a home, the first step is to understand the loan process. The process can be confusing and time-consuming, but it’s always important to know what you’re getting into before you start.  While loan providers have different...

What Happens During A Mortgage Refinancing?

When you refinance your mortgage lending in Florida and Oklahoma, you take out a new loan to pay off your previous mortgage obligation. But before you start, it’s important to comprehend how the procedure works and the benefits and drawbacks of mortgage...

What You Need to Know About Mortgage Escrows Explained

If you’re taking out a mortgage to buy a home, you may be wondering what an escrow is and how it works. Here’s what you need to know about mortgage escrows. What is a Mortgage Escrow? An escrow account is a financial account held by a neutral third party...

Tips You Can Follow When Considering Mortgage Refinancing

You might save thousands of dollars by refinancing. However, taking precautions is crucial to avoid the hazards and drawbacks of mortgage refinancing.  Mortgage experts predict that rates will continue to rise from the record low reached earlier this year; however,...

Fixed vs. Adjustable Mortgage Rates: Which Is Better?

The two main factors for most buyers looking for a property are price and location. What a bank can afford also depends on how much and under what terms they are ready to lend. Because of this, strategic thinking is essential, especially now when interest rates are...

4 Major Factors That Influence Mortgage Interest Rates

When looking for a lender to borrow from, most potential home buyers will go to the lender that can provide the lowest mortgage interest rate. A low-interest rate equals a lower monthly payment, and the borrower saves money throughout the life of the loan. However,...

What Every Veteran Should Know About House Buying

Buying a house can be an exciting and fulfilling milestone for some, as it signifies independence and a move into the next phase of their lives. This is especially true if you’re a veteran and have served time in the military before moving to your new home. For...

Refinancing: 4 Benefits of Mortgage Refinancing

Applying for a mortgage is one of the best ways to own a house quickly. However, repaying the loan usually takes time and might incur more charges to the borrower because of the interest rate. But due to refinancing, paying the mortgage can take a shorter amount of...