by CTadmin | Feb 20, 2021 | Blog
Working with an experienced licensed mortgage loan officer (MLO) can save you a ton of time and money when purchasing a home. Let’s look at the top 12 reasons why using an MLO is better than working with a direct lender, such as a bank or other financial institution....
by CTadmin | Feb 15, 2021 | Blog
Before applying for a mortgage, whether it’s a purchase loan or refinance, there are some critical Do’s & Don’ts to keep in mind. Following these tips can help you qualify for a loan with the best rates and prevent delays in the approval process....
by CTadmin | Feb 5, 2021 | Blog
Homeownership is the American dream, but for some people, it is harder and takes longer to achieve due to less than perfect credit, lack of money saved for a down payment, and other roadblocks that many individuals face. For those borrowers that may not be eligible...
by CTadmin | Jan 27, 2021 | Blog
If you are a veteran, active military member, or a spouse of a deceased veteran, you may be eligible to purchase a home or refinance with a VA loan. This loan program comes with many benefits over a conventional mortgage, and it’s designed to help those who have...
by CTadmin | Jan 22, 2021 | Blog
Buying a home requires a lot of time, effort, and money. As it is the largest financial investment that most people will make in their lives, it’s a process that also requires a lot of decision making. Therefore, working with an experienced real estate agent,...
by CTadmin | Jan 19, 2021 | Blog
If you’re buying a home for the first time or havenot purchased a propertyin the past three years, you are considered a first-time homebuyer. Shopping for a home as a first-time buyer is exciting. Still, at the same time, the process can be complicated and...
by CTadmin | Jan 8, 2021 | Blog
When shopping for a home, you’ll also need to shop for a mortgage to purchase that home, assuming you don’t have hundreds of thousands of dollars on hand to pay in cash. If the home you have your sights on is priced higher than the mid-$500,000s, you may need a jumbo...
by CTadmin | Jan 4, 2021 | Blog
Freddie Mac, the government-sponsored Federal Home Loan Mortgage Corporation, offers a specialty mortgage program for first-time, lower-income home buyers, which comes with many benefits over other loan types. It’s called the Home PossibleÔ loan. Read on to learn...
by CTadmin | Dec 23, 2020 | Blog
One of the most important aspects of the American dream is the ownership of a home. Despite the ups and downs of the economy in the last two decades, there are plenty of options available for the average American to achieve their dream of buying their first home. One...
by CTadmin | Dec 17, 2020 | Blog
Whether you’re a first-time homebuyer or purchasing your forever home, homebuying can be a complicated process that requires many decisions and expert guidance – from real estate agents, mortgage lenders, and other housing professionals – to guide you in the...
